Mea Culpa, Dave Ramsey: We bought a bed. Okay, it's paid off...now
I've been a Dave Ramsey follower for 9 years now. Granted, I've never made it past baby step 3 because I'm a selfish spendthrift, but I've kept my debt load admirably low throughout that period. We've pretty much saved-up for everything we bought in that time, aside from our Honda Odyssey, and I swore with that one that I'd let that sick, in-debt feeling stay with me so I'd never make that mistake again. Okay, that lasted right until Grace was born. Grace is my (hopefully) last daughter, born October last year. Whitney and I rediscovered sleepless nights and random pain from sacking an infant and her jetsam around. We also discovered that the mattress she brought with her to the marriage was on its last legs, mainly because I didn't put a third slat beneath the middle of the box spring. That pillow-top beauty was sagging like my 401k back in 2008. So, a new mattress & box spring was in order. We set a budget. We shopped. Then, we...